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General Questions

WeWealth is a new-age alternative assets investment platform focusing on helping anyone invest in tangible assets like high-yield producing real estate, etc.

In today's world, it's not easy for individuals to invest in property independently because of high unit prices. WeWealth brings in the technology to help bring a group of investors together to invest in tangible assets, enabling individuals access to returns from an asset class they otherwise would not have been able to invest in.

Choose your preferred product and investment amount, and complete the payment process securely. Our team handles administration and property management, as required. Your guaranteed returns will be remitted directly to your registered bank account at the end of every month.

WeWealth's returns on your investment are completely assured; there are no ifs and buts.

We have detailed research and due diligence before investing in any real estate project. Multiple variables like location, current pricing, future outlook, competition in the area, and customer profiles are considered to ensure our investors can safely get guaranteed returns.

Under the guaranteed returns product, our team invests in multiple real estate projects. Our teams closely monitor all of these projects on an everyday basis.

The primary risks involved in our business are legal issues and sales issues. To minimize the legal issues, our team does comprehensive due diligence related to the property in question and gives the go-ahead to invest only when everything is okay. Sales issues could be either low sales prices or slow property sales. Our team models different potential scenarios for every property WeWealth invests in to counter both. Only if the team is sure that we can generate more than guaranteed returns, even in a conservative scenario, does WeWealth invest in any property. We evaluate over 20 options for every property we finally invest in.

If you own or know a property that you think could be a good investment for WeWealth, please fill up the form using this link.

Any investment made through WeWealth is entirely safe. Our research and due diligence ensures that we invest only in properties where we do not face any legal or commercial issues. At any time, if you wish to withdraw your investment, you can do so through our app. You'll get your principal amount plus any due return if the lock-in period ends. If you withdraw within the lock-in period, you'll get only your principal amount back, adjusted for any returns that may have been paid till then. The money will be returned to your registered account within three working days.

Updating your name in the LLP Agreement will take about 45 days from your investment. You can mail us at compliance@wewealth.in after 45 days of your investment and ask for a copy.

To diversify risk, WeWealth invests in multiple kinds of projects, ranging from large land parcels to be sold as smaller plots, under-construction residential apartments, villas, floors, offices, shops, etc.

Finance

Guaranteed investment product carries a minimum commitment period of 1 year from the investment date. If redemption is requested before the commitment period, the return payouts will be adjusted against the principal amount, and the remainder will be refunded. This will result in a "no profit no loss" for you. Any refund after the commitment period will include the principal plus returns.

Whenever any investor invests, they become a partner in our LLP firm, and the amount invested is considered a capital contribution and debt to the LLP. The LLP owns the asset (real estate projects), and all the partners in the LLP are considered legal co-owners.

Once you complete the KYC process on the platform, we will create a wallet on WeWealth, which you can use to only invest in the opportunities listed on WeWealth. You can add funds to your wallet anytime and invest your desired amount into the available opportunities over WeWealth.

To make our investment options accessible to everyone, we have kept the minimum investment at Rs. 10,000. This provides you with co-ownership of real estate assets per your invested amount. However, you can invest as much as you want. There is no maximum limit for investment.

No, at any stage, there is no fee involved in the guaranteed return investment.

All monthly payouts are remitted on the last working day of the month. The first and last payouts will be calculated on a pro-rata basis as per the dates of investment and exit.

You can see your payment schedule in the portfolio section of the app.

Banking

The returns from your investment will need to be added to your taxable income to calculate your tax liability. This can be shown as 'other income' for filing purposes.

You could add the income from WeWealth as 'other income' while filing your ITR.

Your payouts will be transferred to your WeWealth Wallet per the payout schedule. You can withdraw from your wallet anytime to your KYC-verified bank account.

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